The Employee Retirement Income Security Act (ERISA) regulates employer-sponsored benefit programs and safeguards the rights and interests of employees participating in such plans. It establishes specific guidelines that provide essential protections by ensuring...
ERISA
What protections does ERISA offer?
The Employee Retirement Income Security Act of 1974, or ERISA, was designed to give people a sense of security when it comes to their employee benefit plans, knowing that there are standards for their financial management that have to be upheld. There are more than...
What ERISA means for workers who need disability pay
It could be a car crash or cancer that negatively affects your health. Whether you suffer a head injury or have to undergo debilitating medical treatments, you may no longer be able to work. As a successful professional, your family has a standard of living that...
Three reasons long-term disability claims get denied
If you suffer from a disability that prevents you from working, the denial of a long-term disability (LTD) claim is a difficult setback to endure. Rest assured, powerful federal laws protect you and give you the right to appeal a denied claim. Here are three of the...
Have you experienced ERISA violations?
The Employee Retirement Income Security Act (ERISA) was designed to help you and employees just like you have protection when considering your retirement and pension plans and benefits. These are plans you have likely worked a long time to pay into, and you’re...
ERISA protects you from unfair disability claim denials
The Employee Retirement Income Security Act of 1974 (ERISA) was a landmark law that formally established protections for workers dependent on employer-sponsored or managed benefits, including retirement and insurance policies, like disability. When your employer funds...
When can I begin accessing my ERISA benefits?
The Employment Retirement Income Security Act of 1974, commonly known as ERISA, provides federal guidelines for retirement and health plans to protect employees in private industries. Millions of Houston’s workers pay into their ERISA benefits every week. When they...
ERISA provides protection for employee benefits
Workers in Houston often rely on their employer-provided benefits, including their health insurance and retirement plans, for many of the most important aspects of life. However, some plan administrators and companies may make damaging decisions that deny benefits or...
What happens when ERISA is violated?
Many Texans have benefits plans through their jobs that are covered by the Employee Retirement Income Security Act. This is a federal law that protects workers who work for private employers that offer health care coverage, pensions, retirement plans, or...
ERISA sets standards for operation of employer-sponsored benefits
Nongovernmental, private-industry employers in Texas that choose to sponsor employee benefits, such as health insurance and retirement plans, must comply with the laws established by the Employee Retirement Income Security Act of 1974. The laws within ERISA were meant...